Insuring Timber Initiative 

The wood products construction industry has developed several technologies in recent years. Exciting products like mass timber allow for large, complex timber buildings in commercial and institutional construction. These buildings have traditionally been built using concrete or steel systems. However, with the innovation of timber products and complex framing systems, these buildings can be safely and efficiently framed using timber.

Building codes are evolving quickly to address these new systems and normalize this type of construction.  However, builder’s risk insurance rates have not been evolving along with construction and codes.  Historical risk assessment data has largely focused on light wood frame structures such as homes; but there are significant differences that exist for larger buildings that use mass timber as structural elements.

The Canadian Wood Council is working to address the difference in rates and develop new classifications to reflect the modern products that are used.

We want your help! Message from CWC about Insuring Timber: CWC Insurance – Intro

What kind of Fire Resistance Ratings can wood achieve?  Check out this tool

Where can I use wood according to the code: CodeChek

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  • Large insurer tackling mass timber: Click Here
  • See what our friends at US Wood Works are up to: Click Here

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